A household money coach

Quietly find money you didn't know you were losing.

Nibella helps you spot recurring bills, catch price rises early, and know what to do next — without turning your money into another job.

£127
avg. monthly leakage found
4–6
subscriptions per household
90 days
consent renewal
Bank-grade connectionsRead-only accessUK-builtCancel any time
What Nibella does

Four quiet jobs, done well.

Nibella isn't a budgeting app. It's a coach that notices the things you don't have time to track, and tells you the ones that matter.

Recurring bills

Nibella finds the bills that quietly repeat each month, in one calm list — utilities, insurance, memberships, the lot.

Subscriptions

We surface the ones you forgot about, the ones you outgrew, and the ones quietly going up every renewal.

Price-rise alerts

When your broadband, energy, or streaming price changes, you'll know before it hits — not after.

Practical coaching

Short, specific suggestions you can act on this week. No spreadsheets, no shame, no jargon.

How it works

Three steps, then mostly invisible.

  1. 01

    Connect, read-only

    Pick the accounts you'd like Nibella to look at. Connections go through your bank's own approval and stay read-only.

  2. 02

    We find the patterns

    Nibella spots the recurring charges, watches for price rises, and quietly groups what's been costing you the most.

  3. 03

    You decide the next move

    Short, specific suggestions land in your inbox. Cancel, downgrade, switch, or do nothing — you stay in charge.

An example week

Helpful messages, not noise.

Three short notes in a real week. Calm enough to read on the bus, specific enough to act on.

MonSubscription found

Audiobook Plus

You haven't opened this in 4 months. £9.99/mo — keep, pause, or cancel?

WedPrice rise — broadband

From 1 April

Your monthly price is going up £3. You're 38 days from the end of your minimum term.

FriSaving suggestion

Mobile plan

A like-for-like SIM with your provider would save £72 a year. We've drafted the call script.

Pricing

Simple, ongoing, fair.

See full pricing →

Free

£0

Core detection and manual review.

  • Find recurring bills and subscriptions
  • Manual price-rise checks
  • Connect one bank

Coach

Most chosen
£4.99/ month

Alerts, coaching, and price-rise watch.

  • Everything in Free
  • Automatic price-rise alerts
  • Weekly suggestions in plain English
A privacy promise

Useful by default, gone the moment you stop saying yes.

Three commitments we won't move on, in plain language.

Read-only access

Nibella can see your transactions. It cannot move your money — by design.

Consent-led

Connections last 90 days and renew only with your permission. Revoke any time.

Never sold

Your data is used to help you. It isn't packaged up, shared, or sold on.

Start here

Start with the quiet money first.

Free to begin, £4.99/month for the full coach. Cancel any time — including by replying to a single email.